Saturday 13 December 2008

7 Useful Tips to Maintain Your Car

Proper car care and maintenance helps increase the life of your car and enhance driving experience. When we say that it will enhance driving experience is not because maintenance will add comfort to the experience but because when a car is in a well-maintained condition, the possibilities of car failure reduce. This in turn enables you to enjoy a safer and stress-free ride.

In addition, a well-maintained car also improves the engine performance, enhances fuel-efficiency, and increases the resale value of your car. So, some time taken to maintain your car today will prove beneficial in the long run.


Here are the some of the useful tips for car maintenance:



1. The most important part of a car is the car engine. Therefore, it is very important to take good care of the engine. Inspect the engine well for ensure proper functioning of all the engine components. If any component needs to be replaced, replace it immediately. Also check the engine oil
once in every two weeks. If the level is low, add oil to the tank and if you find any kind of adulterant empty the tank and reload the car engine oil. Make sure that you use the oil as recommended by the car manufacturer.



2. Then come to the car battery. It is a car component that generates energy to the car electronics and other high-end technologies in the car. It is linked with various components in the car through electric cables. Visually inspect these cables and also inspect the battery for corrosion.



3. Most of the significant car components like the dash lights, taillights, headlights, brake lights, and turn signals work on electric power. Make sure that all these are in proper working condition. If any of these lights are not working properly, it may lead to an injury or even a fatal accident.



4. Check the condition and working of the windshield wipers to ensure that there are no cracks in the wiper. Replace the wiper blade if required. Don’t touch the wiper blades with your hand as the oil in your fingers may hamper the performance of the wipers.



5. Tyre care is also very important. Check the tyres for uneven wear and appropriate air-pressure. Any kind of wear or cut on the surface of the tyre may cause the tyre to burst and incorrect air pressure may cause premature tyre failure. In both the cases, you may meet a fatal car accident.



6. Check the level of engine coolant once every fifteen days. Low level of engine coolant may cause overheating and hamper the performance of the engine. Also check for old radiator hoses or loose clamps periodically as this may cause the leakage of the coolant. Any leakage of the coolant may lead to overheating and expensive repairs. Replace the hoses if required.



7. Your driving style and habit also influences the condition of your car. To keep your car in a well-maintained condition, it is also important to follow good driving methods. Never apply abrupt braking and acceleration. Also avoid driving with your foot on the clutch pedal. Release the pedal fully while driving.

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Classic Car Best Buys

How about a credible classic as a second car, runabout or something to kick-start the hobby off… and all for under a thousand pounds? The classic car enthusiasts at Sureterm Direct came up with this list that they thought might start you dreaming.


Hillman Avenger


Why buy - It’s a stylish, low cost runabout that does the job as good as any rival and is a lot cheaper than most. Miles better than the old Minx and Hunter, there’s a wide range of two or four-door saloons and roomy estates, plus GT and luxury GLS offshoots.


Best bits - Lively performance (especially 1600 and all GT’s) and good, clean handling mark this Hillman out as one if the better saloons of the 70’s, and this goes for the trim levels too, especially the GL and GLS.


Best buys - GTs and GLS models, 1500GL, and some good special editions.


Spares and Support - Bearable but you will need to look far and wide. Club support better than most thanks to the official Association of clubs.


Triumph TR7


Why buy - The TR7 is a misunderstood and overlooked TR and yet it’s as accomplished as any of the earlier icons and far more sophisticated, especially its suspension. There’s a good number around going cheap and can only rise in value.


Best bits - The TR7 drives much better than it looks with TR6 pace, far better handling and good refinement, especially the coupe. There are loads of cheap and effective upgrades to refine the car further.


Best buys - Nice coupe or a pretty average convertible if you can get one in the budget but the latter are rare.


Spares and Support - The former is pretty good – club support to usual TR standards and there are TR7 specialists now sprouting up, some are even remanufacturing bits.


Jaguar XJ40


Why buy - There can’t be a cheaper more accessible way to own a classic car and while the XK40 has been derided, it’s now starting to gain respect. It has all the good points of the old XJ6 but in a more modern package. Loads around, it’s a great ‘first step’ Jaguar.


Best bits - The XJ is a genuine Jag with sublime handling and a cosseting ride that’s even better than the old S3. The pace and grace is there while top models come with everything, especially Daimlers.


Best buys - Always on condition and avoid the 2.9, or leather-less models


Spares and Support - No real worries plus there’s a good spread of specialists to contain costs. Club support not as good as older jaguars, but it’s improving by the month.


MG Montego


Why buy - If you’re after a modern sporty saloon with a raffish charm for general duties, then the MG Montego wins. It’s the new age Magnette in every way and you’d be pressed to pay £1000 for even the best example. And it’s a car we can see creeping up in value and respect.


Best bits - The Montego wears the MG badge with ease care of good performance (towering in Turbo form), and pleasing civility. It’s a very roomy saloon that was well equipped for its era and tasteful


Best buys - A nice well looked after 2.0Efi


Spares and Support - Not as good as ‘trad’ MGs but not too bad. Usual array of MG clubs ensure that strong support will always be there.


Porsche 924


Why buy - There’s no cheaper, sleep-easier way to get into pukka porche ownership – despite the 924’s image! VW/Audi parts ensure inexpensive running and although the 924 is no supercar, the performance is nothing to grumble over either. Dead reliable and lots around going cheap, but values are intensifying.


Best bits - Nice packaging with great weight distribution makes the 924 a fine driver’s car. Pace just adequate on early models but pretty rapid on 944-powered 924S. Hatch provides day to day versatility or they make good cheap racers.


Best buys - Anything honest and original, but five-speeders or later 924S best.


Spares and Support - WV/Audi parts means few probs (beetle bits too) and plenty of scrappers around for spares. Good club and specialist support.


Vauxhall Chevette


Why buy - If you’re after old school economy fun that’s simple to keep and fun to drive, then the Chevette is for you. With its Viva engine married to an Opel Kadett chassis it goes a treat plus there’s shed loads you can do to improve it.


Best bits - Rear wheel drive, the chevette is a classic handler while the Viva 1256cc engine is fairly peppy. Handily-sized, the Vauxhall feels small next to a new supermini. Simple mechanics couldn’t be easier to service.


Best buys - Condition counts above all else, but go for hatch or estate models launched in 1975 as a hatch with saloons and estates for ’76. Top GLS model and hot 16-valve HS and rally bred HSR join range by ’78. Various specials, such as E and ES, and 1980s facelifts before axe in ’84.


Spares and Support - Most mechanical parts are obtainable but body panels are not, so it’s autojumble time! Club support generally okay, but will never be Ford good.


Ford Capri MK2/MK3


Why buy - Despite being 40 in 2009, Capris are still promising and the less popular Mk2/Mk3 hatchbacks are still cheap. Hatchback versatility, decent drive with easy spares and mods make the Ford a practical proposition and we reckon prices will rise soon.


Best bits - Rear wheel drive, lively 1.6/2.0 Pinto engines and huge potential for modernising, Capris are sensible second car classics. Easy to drive, fairly refined and neatly trimmed in top Ghia forms.


Best buys - Condition counts most here but go for 2.0 in GL, LS or Cabaret trim if you can.


Spares and Support


Being a Ford the oily bits are very easy to source and repair while body panels seem fairly available. As expected, there’s very strong club/aftermarket support.


BMW 3 Series


Why buy - It was the yuppie’s transport 25 years ago and now the 80s 3 series is fast becoming a classic – specially the quick ones. Sturdy, classy and with classic rear wheel drive handling, these cars are highly practical and useable and simple enough to maintain at home.


Best bits - Cleanly styled, this BMW has timeless good looks. Sport versions are worth hunting down and the estates, through tiny, are handy holdalls.


Best buys - Anything original and cared for; 320i, 325i, 318iS especially.


Spares and Support - Well served by independents and general aftermarket (so cheapish spares) with strong support from a variety of BMW and tuning clubs in UK and Europe.

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United Healthcare Health Insurance Can Help With Your Preexisting Health Condition

There is a common misconception that people who have preexisting health problems may not be able to get insurance coverage for serious conditions such as cancer or heart disease. A preexisting condition is a type of condition that relates to a medical issue that was present before obtaining their current health insurance policy. In other words it is a condition that may be stopping a person from receiving full medical coverage from their current provider because the condition was preexisting meaning it didn’t happen under your current

meaning it didn’t happen under your current insurance. For people who want to purchase health insurance who have preexisting health conditions there is a way to get it, in 1997 the Health Insurance Portability and Accountability Act, also called the HIPPA was passed, which gives employees and their families coverage even if you have a preexisting condition. Through companies like United Healthcare, health insurance can be provided up to 12 months after coverage, or if you are HIPAA qualified you may be able eligible to be covered immediately. For people who have had coverage in the past few months that insurance company will be in charge of insuring you. This is great for many people who are suffering from serious conditions who may be restrained from purchasing a serious medical health insurance plan because of preexisting conditions. For people who are looking to purchase health insurance before being provided it you have to go through a medical exam and fill out a questioner. For someone who is sick already it is almost impossible for the person applying for insurance to receive coverage if they show serious illness or a preexisting condition during this step.


United Healthcare health insurance is a company that prides itself on its ability to help its customers and wants to do anything in its power to do whatever it can to make it easiest for them. For people who are already suffering from a medical condition the road is already hard enough, they not only have to deal with the daily illnesses and stress of being seriously ill, but they also have to deal with the emotional ups and down of being sick, not even to mention having to deal with the repercussions of their illness with their job and family. For many people having such a serious conditions such as cancer it can be very devastating, for providers like United Healthcare health insurance their main goal is to insure you and your family in the best and most cost effective way that they can. This not only applies to the person’s whose name is on the insurance policy but this also applies to any dependents you may have such as your children or your spouse. This can be very helpful if your spouse is currently unemployed and gets injured or sick.

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Auto Insurance Quotes – a Great Competition

Auto Insurance Quotes – a Great Competition

Author: Alien

Are you really in need of an auto insurance policy and you would very truly like to compare quotes on auto insurance from a number of different insurance agencies, companies and providers first?

It is really very crucial to compare the quotes of all the different insurance companies, agencies and providers before really going for any auto insurance policy. But you must also know how to compare the quotes of all the companies, agencies and providers.

The first way to compare the insurance companies, agencies and providers is to contact a number of insurance companies, agencies and providers by phone and know the quotes from them. This might take a lot of time and also money and many a times it is also frustrating to some extent.

Also you need to give your information and details before you are given with the quotes. This is really very irritating, as whenever you call an insurance company, agency or a provider, you have to give your details again and again. This very truly takes a lot of time.

Another way to get quotes for insurance from a number of insurance agencies, companies and providers is by just setting up a meeting with the agent or broker from the companies and agencies. This way is also time consuming and also you have to go to different agents to know the different quotes of other companies and agencies. But this way is for those people who do not like talking on phone and going online.

The third way is to compare all the quotes of all the different insurance companies, agencies and providers online. This is the most easy and quick way to get the auto insurance quotes. By filling out just one form, you can very easily get quotes from all the different insurance companies, agencies and providers. Also this will save a lot of time and also a lot of money.

Also in this way you will get the quotes of all the different insurance companies, agencies and providers side by side on just a single screen and you can very easily make comparison between all of them. This will make the comparison really very much easy and fast.

This way is considered the best as in this there is no money and time wastage at all. So the person can very easily and quickly know the best company, agency or provider for him.

About the Author:

Comparison shopping website for insurance quotes. Get free insurance quotes for all other types of insurance in all states. We are not an insurance provider, but we are dedicated to helping consumers find the most affordable and competitive auto insurance quotes on the web.

Article Source: http://www.articlesbase.com/insurance-articles/auto-insurance-quotes-a-great-competition-680737.html

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inance and Accountants Insurance

Finance and Accountants Insurance

Author: Editor-123

The finance and accountants insurance is designed for the accountants, which covers all the liability lawsuits arising from their various professional activities. For instance, any investor forms a purchasing decision over the balance sheet of an annual statement of the company. Later, the figures prove to be fallacious and are not according to the accounting principles. The finance and accountants can be found guilty or liable for the professional actions. In this case, the finance and accountants insurance can cover the accountant from all the legalities (financially).

The main products, which are included in the finance and accountants insurance, include:






  • Public and Employers Liability Insurance



  • Professional Indemnity Insurance



  • IR35 Tax Protection Insurance



  • Health and Safety Insurance



  • Personal accident and Sickness Insurance



  • Business Equipment Insurance





Under the Finance & Accountants Insurance, the basic skills areas covered include analysts, auditors, tax, CFO’s, credit controllers and financial controllers among the main ones. Several other areas that are generally covered are:






  • Risk



  • Payroll



  • Accountants



  • Compliance



  • Management accountants



  • Financial accountants



  • Financial directors



  • Administration



  • Regularity reporting





When it comes to obtaining financial and accountants insurance, the best way to search is online. With the introduction of Internet, availing the accountants insurance online has not only become easy but also fast in terms of getting sanctioned. The main benefit of getting insurance from online is that, numerous quotes can be gathered from different insurance providers, later from which, the most appropriate and affordable financial and accountants insurance can be obtained. Besides, via online you can go through the terms and conditions of a desired insurance provider prior to finalizing a deal with it. So, to stay safe in your professional against unforeseen emergencies, it is always better to take the coverage of finance and accountants insurance.


About the Author:

For further information on Professional liability insurance and Finance & Accountants Insurance, please contact Coulson Pritchard Associates on 01480 470220 or visit at www.coulsonpritchard.com

Article Source: http://www.articlesbase.com/insurance-articles/finance-and-accountants-insurance-682206.html

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